Dear Junah · Scenario
Five weddings, aso ebi and spray money. How do I show up without going broke?
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Dear Junah,
Five weddings this year. Each one means aso ebi fabric, tailoring, a gele and spray money. That's about $400 a wedding, and two more invites came today. How do I show up without going broke?
Fabulous but broke in Katy
My dear, love shows up in many outfits. Set a yearly celebrations budget, pick which weddings get new fabric, and proudly rewear the rest. Your friends need you, not your savings.
Warm wishes, Junah
The short answer
Give celebrations their own budget for the year, so weddings stop raiding your rent and savings. At about $400 each, seven weddings come to around $2,800, or roughly $233 a month. Decide early which couples get new aso ebi, rewear or restyle fabric for the rest, and set your spray money before you leave home.
By Junah Mpofu
More than 33 years in banking, including mortgage and credit lending, and a real estate portfolio of her own
Last reviewed
The question
Dear Junah,
Five weddings this year. Each one means aso ebi fabric, tailoring, a gele and spray money. That's about $400 a wedding, and two more invites came today. How do I show up without going broke?
Fabulous but broke in Katy
An illustrative letter.
The answer
My dear, what a full and loving life you must have, to be wanted at so many weddings. That is wealth of a kind money cannot buy. But I hear the worry under the joy, and it is a fair one. Each invitation comes with a price tag, and when the invitations keep arriving, love can quietly turn into debt.
Aso ebi, the matching fabric that family and friends wear to show they stand with the couple, is a beautiful tradition. So is spraying, when guests shower the dancing couple with notes. Neither tradition was ever meant to empty the pockets of the people who honor it. Let us find a way for you to keep showing up, dressed and dancing, without paying for it all year long.
How much are these weddings really costing me?
Start with the honest arithmetic. At about $400 a wedding, five weddings come to $2,000. With the two new invitations, you are looking at around $2,800 for the year, and that is before travel, a gift or a second outfit for the after-party. Spread across twelve months, it is about $233 a month. Seeing that figure on paper is not meant to frighten you. It is meant to give the spending a home, so it stops ambushing you.
How do I set a celebrations budget?
Choose a yearly amount you can genuinely afford, then set aside a twelfth of it each month in its own place, apart from your everyday account. Some people call it a celebrations fund. When an invitation comes, you look at the fund, not at your rent money or your emergency savings.
If $233 a month is more than your budget allows, that tells you something useful: either the yearly amount comes down, or some weddings get a lighter version of you. Both are perfectly respectable answers. Our Budget Planner can show where that monthly amount fits alongside everything else.
How do I choose which couples get the full fabric?
Not every wedding asks the same of you. A sister's or a best friend's wedding is a once-in-a-lifetime day where you may want to be in the full family fabric, gele tied high. A colleague's or a cousin's friend's wedding may be one where you attend warmly in something you already own.
Before the year's season begins, list the weddings and sort them into three groups: new fabric and tailoring, rewear or restyle, and attend with a gift only. Deciding calmly in advance is far easier than deciding in the moment, when the group message arrives with the fabric price and everyone is replying with excitement.
Is it acceptable to rewear aso ebi?
Many women now do, and with style. A tailor can turn last season's fabric into a different silhouette, add a new sleeve or pair it with a fresh gele. Others buy only the gele or a coordinating accessory in the couple's colors rather than the full length of fabric. Couples generally want you there. A good friend will remember your presence long after they have forgotten the cut of your dress.
How much should I spray?
Decide before you leave home, and bring only that amount, in small notes so it lasts through the dancing. Once the music starts and the crowd is cheering, it is very easy to reach for a card and keep going. Setting the amount in the quiet of your own room keeps the generosity yours, not the moment's.
What if I need to say no to a role?
Being asked to be a bridesmaid or part of the bride's friends is an honor, and it can also be the most expensive way to attend. It is acceptable to say: "I would love to celebrate with you. This year I cannot take on a role, but I will be there, and I will be dancing." True friends understand, and the ones who do not were never counting on your purse anyway.
What about the pressure from the group?
The hardest part is often not the money but the moment: the group chat lights up with the fabric choice and the payment details, and everyone answers within minutes. You do not have to answer within minutes. It is perfectly fine to wait a day, look at your celebrations fund, and then reply. A short, cheerful message works well: "So happy for you both. I will be there, though I will be wearing something from my own wardrobe this time." Most people are too busy planning their own outfits to think twice about yours.
And remember that the friends who invite you to five weddings are likely feeling the same squeeze. Saying it out loud may give someone else permission to do the same.
What should stay untouched?
Your emergency fund and your rent. Celebrations are a wonderful use of money you have planned for. They are a poor use of money you will need when the car breaks down or the hours at work are cut.
Keep going to the weddings, my dear. Keep tying the gele and dancing until your feet ache. Just let the celebrating come from a plan rather than from panic, and you will enjoy every one of them more.
Your celebrations budget for the year
List every wedding you expect this year
Include the two new invitations and any you can see coming.
Price one wedding, item by item
Fabric, tailoring, gele, shoes, travel, gift and spray money.
Set a yearly total and divide by 12
At about $400 a wedding, seven weddings is about $2,800, or $233 a month.
Keep the fund apart from everyday money
A separate savings account makes it easy to see what is left.
Sort the weddings into three groups
New fabric, rewear or restyle, and attend with a gift only.
Ask a tailor about restyling
A new silhouette or gele can make last season's fabric feel new.
Decide your spray money at home
Bring only that amount, in small notes, and leave cards at home if you can.
Keep rent and emergency savings untouched
Celebrations come from the celebrations fund, not from money you will need later.
Questions people ask
How much does it cost to attend a Nigerian wedding as a guest?
It varies widely by city, role and the couple's choices. Costs often include fabric for the aso ebi, a tailor, headwear such as a gele or cap, shoes, travel, a gift and spray money. Guests who take a role, such as a bridesmaid, usually spend more. Writing down the full cost of one wedding, item by item, is the best way to plan the rest of the year.
Is it rude not to buy aso ebi?
Customs differ between families, but many couples would rather see you there in your own outfit than not at all. Some guests buy only the gele or an accessory in the couple's colors, and many restyle fabric from earlier weddings. For close family or best friends you may choose the full fabric, and for wider circles a warm presence and a gift are usually welcome.
How do I budget for weddings and events in a year?
List the celebrations you expect, estimate the full cost of each, and add them up. Divide the yearly total by 12 and set that amount aside each month in a separate fund. When an invitation arrives, spend from that fund rather than from rent or emergency savings, and if the fund cannot cover everything, decide which events get the most.
How do I politely decline being a bridesmaid because of money?
Be warm, honest and brief. Thank your friend for the honor, say that you cannot take on a role this year, and make clear you will be there to celebrate. You do not need to give a full account of your finances. Offering a small, meaningful gesture, such as helping on the morning of the wedding, can show your love without the cost.
Three things to take away
- Give weddings a yearly budget so they stop raiding your rent and savings.
- Decide in advance which couples get new fabric and which get a restyled outfit.
- Set your spray money at home, in small notes, before the music starts.
One thing to do this week
List every wedding you expect this year, price one honestly from fabric to spray money, and work out your monthly celebrations amount.
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